Specialised Cover For Unoccupied Homes

Finding an insurance policy that provides adequate cover for a vacant property can be very challenging, but here at PJ Fitzgerald Insurance, we specialise in finding the right cover for your situation. Unoccupied house insurance will give you peace of mind, knowing that your property is fully protected.

As an independent insurance broker, we can explore different types of policies from many providers to give you impartial and sound advice. We have access to a wide variety of insurance packages.

We have specialised coverage for ghost estate insurance and, unoccupied property owners insurance. Both of these property categories can be very costly and time-consuming if under-insured or insured with non-specific policies.

What PJF Insurance Brokers Offer

  • Personal, Thorough & Efficient advice on all aspects of Property Insurance
  • We work with over 20 different Home insurers, offering you Choice, Cover & Premium to suit you
  • We provide Property Claims Advice when you most need it
  • We work with a Panel of Public Loss Assessors, Who work on your behalf in the event of a claim resulting in a speedy settlement

 

& PJF Insurance Brokers have been doing this for over a quarter of a century!

Unoccupied Property Owners Insurance Covers:

  • Fire Cover on Buildings
  • Property Owners Liability cover
  • Extra cover may be available, depending on the condition of the proposed property, Eircode of Property and general fire and theft prevention of the property

Most policies of this nature stipulate acceptable standards of maintenance and routine visits, and it is very important to discuss your individual situation with our expert team, who can work with you to find the insurance cover you need. We have been finding the right insurance policies for our customers since 1969, so you can be sure that we have the experience to find the best insurance product for you.

    Standard & Non Standard Home Insurance Enquiry

    Fill out our quote request form below and one of the PJF team will contact you with your quote. Please allow 48 hour turnaround of quotes.

    Your Personal details

    Date Of Birth

    Your Insurance details

    Policy Start Date

    Security Alarm

    Property Type

    Heating Type

    Bedrooms

    Cover Type

    Bathrooms

    Year Built

    Roof Construction

    Is there a history of subsidence in your area?

    Is the property occupied during daytime hours?

    Is there a history of flooding in your area?

    Does the property have a basement?

    Are you a first time buyer?

    Your Address

    What is the address of the property to be insured?

    Further Details

    Is the dwelling built of brick, stone or concrete and roofed with slates, tiles or concrete?
    YesNo

    If no, please provide some details?

    Property Residency Type

    It is let out to a tenant on a long term basis?

    YesNo

    If its a short term letting, is it for Air BnB use?

    YesNo

    Property Type

    Is the building over 100 years old?

    YesNo

    Is the building partially protected?

    YesNo

    Is the building a protected structure?

    YesNo

    When was the property last roofed?

    When was the property rewired?

    When was the property re-plumbed?

    When was the property re-furbished?

    Building Type Property Use

    Is any part of the roof a flat roof?

    YesNo


    Type of flat roof

    Does the property have 2 smoke detectors?

    YesNo

    Is all risk cover required for valuables?
    YesNo

    If yes, please provide some details of the value per item?

    Is the property located within 200 metres of any coastline, watercourse or lake?

    YesNo

    Burglar Alarm

    YesNo

    What type of alarm is it?
    Bell OnlyMonitored Alarm

    Do you have any ongoing or have you ever had any claims or losses on any household insurance in the last 5 years?

    YesNo

    Please provide some details