cyber security

Protect your Business with Cyber Insurance Cover

Our Cyber liability insurance product is available, on a non-referral basis only, as a standalone policy designed to insure businesses who have been the victim of a breach or attack on their computer network or infrastructure or suffer a financial loss as a result of a network compromise, including extortion demands.

Who is this product for?

At PJ Fitzgerald insurances we will actively consider businesses operating in the following sectors:

  • accountancy
  • advertising and marketing
  • construction
  • consultancy
  • education
  • hospitality
  • hotels
  • law
  • manufacturing
  • media
  • publishing
  • recruitment
  • retail
  • technology
  • telecoms
  • transport
  • restaurants

Product overview

  • Statement of fact-based product – no need for proposal form
  • Companies with up to 10,000,000 turnover
  • Limit of indemnity up to 1,000,000
  • Aggregate policy limits
  • Defence costs included in the limit
  • Premiums from 112.50 plus levy
  • Minimum excess 1,000
  • Business interruption excess 6 hours
  • Eligible industries are the same as for our PI products
  • Companies holding less than 10,000 personal data records
  • 24-hour crisis management and incident response hotline

Coverage highlights

  • Multimedia internet liability
  • Privacy and security breach liability
    • Failure to protect personal data
    • Violation of law regarding use of personal data
    • Violation of a data breach reporting requirement
    • Failure to prevent a network compromise
  • Privacy notification and crisis management costs
  • Emergency response costs
  • Extortion demands following an actual breach or credible threat
  • Business interruption
  • Loss of profit
  • Regulatory investigation defence costs
  • Loss of electronic data
  • Network compromise/denial of access caused by:
    • Malware
    • Viruses
    • Worms
    • Trojan horses
    • Spyware
    • Zero-day attacks
    • Hacker attacks
    • Denial of Service attacks
  • Operational expenses – the cost of renting equipment to mitigate a loss

For enquiries, please contact Padraig Fitzgerald on 21 477 2332  or email padraig@pjfitzgerald.ie

Useful Documents