cyber insuranceThis interactive guide will help you find out more about the potential cyber and data risks to your business, the insurance protection available, as well as some real examples of insurance claims and answers to your most frequently asked questions.

Is your business at risk?

Your business could be vulnerable to a data breach or loss of vital business services if you:

  • hold sensitive customer details such as names and addresses or banking information;
  • are reliant on computer systems to conduct their business;
  • have a website;
  • are subject to a payment card industry (PCI) merchant services agreement.

Who is this product for?

Our appetite for Hiscox Cyber and Data insurance extends beyond our core industry specialisms and we will actively consider businesses operating in the following sectors:

  • accountancy
  • advertising and marketing
  • construction
  • consultancy
  • education
  • hospitality
  • hotels
  • law
  • manufacturing
  • media
  • publishing
  • recruitment
  • retail
  • technology
  • telecoms
  • transport
  • restaurants

Why choose Hiscox?

A trusted partner in the event of a claim
Insurance alone is not enough to deal with these new and evolving risks. So Hiscox will not just pay out when you suffer a loss but will also provide you with access to a team of experts who will actively work with you to minimise your loss and the possible damage to your business.

No complicated modules
Our simple to understand policy provides comprehensive cover so clients know what they are buying and can be confident they will be covered in the event of a loss.

Specialist underwriting expertise
We have been providing cyber and data insurance for 14 years, so we understand the changing risks that clients face and have evolved our product to protect them.

Worldwide network of privacy lawyers and technical specialists
Who will offer expert support and guidance in the event of a claim.

Free access to Hiscox eRiskHub
We give clients access to tools and resources to help them stay up to date with evolving risks, understand their exposure and establish a response plan.


We offer comprehensive protection for your computer systems and data (electronic or non-electronic), all available in a single insurance policy.

Costs your business may incur as a result of an incident

Breach costs
We offer practical support in the event of a data breach (electronic or otherwise) including forensic investigations, legal advice, notifying customers or regulators, and offering support such as credit monitoring to affected customers

Crisis containment
In the event of a data breach, prompt, confident communication is critical to help minimise the damage to a company’s reputation. We
include crisis containment cover with a leading public relations firm who can provide expert support, from developing communication strategies to running a 24/7 crisis press office.

Cyber business interruption
We will provide compensation for loss of income, including where caused by damage to your reputation, if a hacker targets your systems and prevents your business from earning revenue.

Cyber extortion
We will protect you if a hacker tries to hold your business to ransom with any final ransom paid, as well as the services of a leading risk consultancy firm to help manage the situation.

Hacker damage
We will reimburse you for the costs of repair, restoration or replacement if a hacker causes damage to your websites, programs or electronic data.