Are a landlord or a tenant in a rented property?

As an independent Insurance Broker, PJ Fitzgerald can help you to find competitive and comprehensive insurance policies that will protect your property and give you peace of mind. If you are a landlord or a tenant in a rented property, you will need to make sure that you have adequate insurance cover in place to protect your interests. As a tenant, you do not need to insure the property itself, but you will need to arrange contents insurance to protect your property in case of loss or damage.

Many landlords do not realize that they will require a specific type of insurance policy to cover the use of their property as a rental. It is vital to have sufficient buildings insurance in place to cover damage or loss caused to the property you own, as well as covering your own liability to your tenants. Being uninsured or under-insured can leave you personally liable for any accidents or damage sustained to your property or your tenants, and this can be very costly and stressful.

What PJF Insurance Brokers Offer

  • Personal, Thorough & Efficient advice on all aspects of Property Insurance
  • We work with over 20 different Home insurers, offering you Choice, Cover & Premium to suit you
  • We provide Property Claims Advice when you most need it
  • We work with a Panel of Public Loss Assessors, Who work on your behalf in the event of a claim resulting in a speedy settlement


& PJF Insurance Brokers have been doing this for over a quarter of a century!

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I found Claire at Fitzgerald Insurance to be very prompt, efficient and friendly. They have a wide range of services and are very competitive. I would highly recommend this company for their professionalism.
Eilish Bétrisey, Rental Property Owner

Our Rental Property Insurance can cover

  • Damage to the structure of the building, including cost of repair or rebuild
  • Landlord liability to tenants
  • Loss of rent if the house is uninhabitable
  • Lock replacement
  • Fire brigade cover

    Standard & Non Standard Home Insurance Enquiry

    Fill out our quote request form below and one of the PJF team will contact you with your quote. Please allow 48 hour turnaround of quotes.

    Your Personal details

    Date Of Birth

    Your Insurance details

    Policy Start Date
    Security Alarm
    Property Type
    Cover Type
    Year Built
    Roof Construction
    Is there a history of subsidence in your area?
    Is the property occupied during daytime hours?
    Is there a history of flooding in your area?
    Does the property have a basement?
    Are you a first time buyer?

    Your Address

    What is the address of the property to be insured?

    Further Details

    Is the dwelling built of brick, stone or concrete and roofed with slates, tiles or concrete?
    If no, please provide some details?
    Property Residency Type
    It is let out to a tenant on a long term basis?
    If its a short term letting, is it for Air BnB use?
    Property Type
    Is the building over 100 years old?
    Is the building partially protected?
    Is the building a protected structure?

    When was the property last roofed?

    When was the property rewired?

    When was the property re-plumbed?

    When was the property re-furbished?
    Building Type Property Use
    Is any part of the roof a flat roof?

    Type of flat roof

    Does the property have 2 smoke detectors?

    Is all risk cover required for valuables?
    If yes, please provide some details of the value per item?
    Is the property located within 200 metres of any coastline, watercourse or lake?
    Burglar Alarm
    What type of alarm is it?
    Bell OnlyMonitored Alarm
    Do you have any ongoing or have you ever had any claims or losses on any household insurance in the last 5 years?
    Please provide some details